Now Accepting Conforming Loan Limit $750,000
Now Accepting Conforming Loan Limit $750,000
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35% Payment History - Tracks the number of accounts with balances and timely payment. Negative impact on the score results from late payments and how late after a due date payments are made.
30% Amounts Owed - Tracks how much is owed on accounts relative to established credit limits.
15% Length of Credit History - Tracks the total length of time clients have owned each account.
10% Types of Credit Used - Tracks the total number of accounts and types of accounts (bank or retail).
10% New Credit - Tracks the number of accounts recently opened.
FICO Score Grade
< 620 High risk
620-659 Uncertain
660-679 Average
680-719 Good
720-739 Very good
> 740 Excellent
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Licensed In: CA
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